We presently get SSI (i am a grownup and I also are now living in VA) and have always been having issues making my bank card payment each now because of the interest month. I’ve seen on other sites it’s okay if a household users takes care of the card that it will not affect your SSI for you if they directly pay the bank and not give the money to you. Had been wondering if there is any truth for this? I’d instead perhaps not register bankruptcy and spoil my credit. Many Thanks!
Hi here, i am sorry to listen to that! Some forms of help that exist from household members count as “in-kind maintenance and support”(ISM). I am maybe perhaps not completely certain that a member of the family having to pay a credit vehicle bill matters as ISM, you might contact your neighborhood SSA workplace regarding this, they could better explain if this particular help will be considered ISM.
I experienced simply read earlier that if a family member pays your credit card debt than that counts as an income to you and could be deducted from your SSI today
In respond to We had simply read previous today by Veronica (maybe not confirmed)
Hi Veronica, which may be the way it is, it might be a good idea to contact the SSA regarding this should this be something you and a member of the family are intending.
My adult daughter receives SSI for her impairment. I will be her Payee. She received a bond that is old her grandmother for over 12, 000. I will be told that she must spend that money down to maintain her eligibility.
She’s got several old medical bills she can buy household furnishings, appliances, clothing, etc that she can pay, and my booklet says.
Can she reimburse me personally for travel cost of transporting her to her medical practioners ( they’ve been 140 kilometers round journey and she’s got serious epilepsy and cannot drive herself). ?
Can she reimburse me personally of other costs like investing in her dogs leg surgery month that is last? Or using her to Mayo Clinic and Cleveland Clinic 36 months ago?
Is there limits on what much she can invest in clothes, furniture, etc.?
In respond to My adult daughter gets by Jill ( perhaps perhaps not confirmed)
Hi Jill, Payee reimbursements are a cost, nonetheless they are limited to particular things for certain kinds of payees. You might like to contact the SSA regarding this.
I’m disabled by both Federal and State and getting SSI, meals stamps, medicaid medical insurance. I’ve 3 outstanding cc balances of about 3k each. I simply havent been having to pay because We couldnt any further. cc business is using me personally to court, how to proceed? We have no asssets or resources.
In answer I am disabled by both Federal by Anonymous ( maybe not confirmed)
Hi Gigi, i am not quite certain, as creditor regulations differ by state and would impact your instance.
In respond to I am disabled by both Federal by Anonymous ( perhaps perhaps perhaps not confirmed)
I have met having an advocate lawyer (no cost if you ask me) to aid me personally with my personal credit card debt. I was told by the attorney that I do not have any such thing to be worried about because i am judgment proof. SSI cannot be garnished, in accordance with having said that, credit card issuers will never be able to obtain any court in america to garnish your SSI. The credit card issuers may you will need to sue you, however they defintely won’t be in a position to touch your SSI. The lawyer informed me that i will wait for credit card issuers to sue me personally and then seek bankruptcy relief. Find your state that is nearest appropriate help advocate!
We reside in brand brand brand New Hampshire if it helps you to give response to my past concern?
In answer I are now living in brand New Hampshire if by Anonymous (Gigi) ( perhaps perhaps not verified)
Hi Gigi, we are perhaps perhaps not specialists in creditor legislation, therefore I’m unsure the advice you could be given by me in this scenario is especially of good use.
I’ve a concern can my buddy spend their credit debt aided by the pay off cash on their direct express card?
In answer We have actually a relevant concern can 
my by Marcus ( perhaps maybe not confirmed)
He may manage to, but make certain he checks in because of the SSA first.
Have always been we permitted to make personal credit card debt re payments with SSI? i will be considering obtaining a GAP card to get garments (we cannot otherwise manage clothes), I quickly will have to spend the balance off month-to-month. I wish to understand it to make minimum monthly payments on credit card debt if I must use my SSI strictly for rent, utilities, and food, or if I’m legally allowed to use a portion of. Many thanks. We reside in Georgia, if that information is necessary.
In respond to Hi, by Adam ( perhaps maybe not verified)
It can be used by you for clothes. Nevertheless, because you’re getting a shop bank card, I would personally suggest checking in aided by the SSA before doing that. Better safe than sorry.
In respond to Hi, by Adam ( perhaps maybe perhaps not confirmed)
We have a few charge cards, and We spend my credit card debt with my SSI. We have never ever gotten into any difficulty for the. Nonetheless, used to do ask Social protection about making use of bank cards, in addition to social safety rep said it’s okay to own and employ charge cards so long as the charge cards create debt that you must and want to pay off, and it is definitely ok to create month-to-month bank card re re payments with SSI. You may also get financing, an unsecured guarantor loan, as well as a advance loan being on SSI; once more, this has to produce a debt that you must and want to pay off in to the creditor(s). Consequently, you’ll go right ahead and spend your credit card debt together with your SSI without the concern yourself with it inside your SSI. You need to be careful to not wind up deep in credit debt for which you wind up maybe not having sufficient $ to help make the payments that are minimum.